Legal Notice - Website

This legal notice of The Bank of Nova Scotia (Scotiabank or the Bank) rules the use of the Bank’s website in the United States in the World Wide Web (the Web). Users of Scotiabank’s website pages (the pages) in the World Wide Web shall only be entitled to view or print them for their own personal use, and shall not otherwise re-publish nor reproduce any substantial part of the pages in any manner whatsoever, including electronically reproducing these pages by "uploading", "downloading" or posting the pages onto the Internet or any other local or international computer system, without the prior written permission of Scotiabank. An acknowledgement of the source must be included whenever Scotiabank material is copied or published. If you require further information on the acceptable use or license to reproduce or re-publish any material, you may direct your inquiry to Scotiabank International, Marketing Department, 44 King St. West, 6th Floor, Toronto ON, M5H 1H1. Any infringement on Scotiabank’s rights will result in appropriate legal action seeking applicable compensation for damages incurred. Scotiabank disclaims any and all liability for consequences resulting from unauthorized reproduction or use of these pages whatsoever. The content found in Scotiabank’s web pages is for information purposes only and does not constitute an offer to buy or sell products or services of Scotiabank and its associates, subsidiaries, affiliates or mutual fund units. Scotiabank’s products and services are available in accordance with local jurisdictional law where they may be lawfully offered for sale and subject to applicable agreement conditions. Products and services listed in the website are not available to US residents or citizens. The facts and information provided by Scotiabank and its associates, subsidiaries, affiliates, as well as executives, directors, employees and other sources are understood to be correct when published. Scotiabank cannot guarantee that they are accurate or complete or that they will be updated at all times. The information on this website is not intended to substitute professional legal, accounting, or tax advice, and should not be relied upon in that regard. The Bank and its associates, subsidiaries and affiliates, as well as its executives, directors and employees are not responsible in any way for direct, indirect, special or substantial damages regardless of their cause, arising from the use or illegal reproduction of the pages in this website.

All products and services described in this site are subject to conditions, exclusions and limitations as determined by the product or service provider. Scotiabank makes no warranty of merchantability or warranty of fitness for a particular purpose with regard to the products and services described in or offered through this site. Scotiabank specifically disclaims all other warranties with regard to such products or services.

Access and Use of Website

Scotiabank has undertaken all reasonable measures to insure the safety of your personal information when transmitted through the Internet. This includes the utilization of an encryption code protecting the entire site and an online authentication procedure. However, there is a remote possibility that website data security violations may occur. In such cases, Scotiabank, its associates, affiliates, and subsidiaries, as well as its executives, directors and employees are not responsible for damages you may suffer as a result of your use of this website. Scotiabank, its associates, affiliates, and subsidiaries, as well as its executives, directors and employees are not responsible under any circumstances for direct, indirect or special damages regardless of its source, arising from the use of this website.

The Internet is not yet a secure medium that can guarantee complete privacy and confidentiality of your data. Therefore Scotiabank, its associates, subsidiaries and affiliates, executives and employees are not liable for damages you may incur as a result of the transmission of confidential or sensitive information over the Internet.

Sites accessed through hypertext appearing in this Scotiabank site have been independently developed by third parties other than Scotiabank, thus Scotiabank does not guarantee the accuracy of the information contained in such sites or the safety of such sites. If you gain access to a program (software) linked through this website, you are solely responsible for taking all the necessary precautionary steps needed to avoid any difficulties, such as undergoing an anti-virus test and checking your computer systems compatibility. You should make sure to have a complete and updated backup copy of all the information stored in your computer before installing the software.

The listing of an organization in this site should not be construed as an endorsement of its services or products, and Scotiabank is not responsible for any losses suffered while visiting other sites, even if you access such sites via hypertext contained on this site.

The display of commercial trademarks herein does not imply that a license of any kind has been granted for their use. Scotiabank and Scotia Private Client Group are trademarks of The Bank of Nova Scotia, used under license. (*) Indicates a trademark of The Bank of Nova Scotia, used under license (where applicable). However, the omission of (*) in any instance may not be construed as a license of any kind for use of the relevant trademark.

Scotia Private Client Group is composed of the Scotiabank group of companies that provide private client services, including Scotia Capital Inc., a Member-Canadian Investor Protection Fund and a member of the Investment Industry Regulatory Organization of Canada.

All the remaining names of products and services are commercial names and registered trademarks of their respective owners.

All services described or offered in this site are subject to conditions, exclusions and limitations as determined by the service provider. Nothing in this Legal Notice or on this site is intended to or shall limit the Banks rights or your obligations pursuant to the Banks standard account documentation or any other agreements you may have entered into with the Bank.

The Bank may occasionally revise this Legal Notice. Any such revised Legal Notice will be posted on this site, and your continued use of the site following such posting will constitute your agreement to and acceptance of the revisions.